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A message from Koch Homes’ preferred lenders.
Building a home that reflects your individual style and advanced standing requires every element of your project to work in harmony. Wells Fargo Private Mortgage Banking and Severn Savings Bank understands this and offers programs exclusively to Koch Home buyers, designed to complement your lifestyle and bold financial goals.
  
Wells Fargo
Our exclusive Builder Best program offers long-term protection against market volatility while your dream is taking shape.
Wise money management is the cornerstone of this exceptional financing option that works to minimize the effects of fluctuating interest rates. The Builder Best program has features such as:
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If the overall interest rate market goes up during the construction process, you remain protected |
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If interest rates decline, you can exercise your one-time option to obtain new pricing on your loan if the market improves prior to closing. You can even switch mortgage products |
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Choose from a variety of mortgage products and extended lock periods, up to 24 months |
Commitment. Service. Integrity… your lender for life.
About Our Preferred Lender
“You don’t build it for yourself, what you do is know what people want and build it for them.” – Walt Disney
Most loan officers are sales people who spend their time out of the office searching for new business. By necessity, once they have completed your loan application, they seem to “disappear” to look for new business. What I do is invest 100% of my time delivering world class service to you, the client. As a result, valued clients refer their family, friends, and co-workers for advice when buying or refinancing real estate… your referrals are the basis of my business.
Personal Lender for Life
Being your personal lender for life is not only my business philosophy, but a life long commitment to providing you exemplary personalized service beyond your expectations. It is also my philosophy to listen, hear and understand your needs, a quality of business conduct that seems to have been forgotten in today’s highly automated society.
As a personal lender for life, I feel that it is necessary to provide all of my clients with a relationship they have grown to trust. To provide value and service after the transactions so that the changing needs of each of my clients are addressed on a continuous basis. I very much look forward to beginning a lifelong relationship with you.
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Brenda B. Fennell
Home Mortgage Consultant
Office (410) 872-1938
Fax (443) 782-2435
8830 Stanford Blvd #302
Columbia, MD 21045
Send Brenda an Email!
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Disclaimer: Wells Fargo Home Mortgage is a division of Wells Fargo Bank, N.A.
Severn Savings Bank
Lending from Severn Bank is a Positively Local Experience…
Does it really matter where you go when you need to borrow money for your new home? Is there a real difference in using a local bank? That depends on what you are looking for – consideration from a local group, quick decisions, someone who understands your world.
Severn Savings Bank didn’t become one of the top thrifts in the nation by trying to cater to everyone, everywhere. Our lending products are tailored to residents of Anne Arundel County and the Chesapeake Bay region. We provide our customers quick decisions and a lot of understanding. Because this is our home too. When you are ready for your dream home you can count on us to lend a hand. This is where lending gets personal. So why go to an out-of-state bank for something as dear to your heart as your new home. Come home to Severn for your loan.
At Severn Bank, your premier local lending institution, we want to make your experience as easy as possible. Follow our hassle-free process and the funds will be in your hands as quickly as possible:
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Compile Documents |
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Get Qualified |
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Shop for Loan Programs and Rates |
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Get Approved |
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Close the Loan |
Dave is a mortgage industry veteran with 33 years experience in the banking business. As a preferred
lender for Koch Homes, Dave brings his experience
and commitment to service to Koch Homes
customers. Dave is known industry-wide for the
exceptional service he provides his customers.
When you contact Dave, you’ll be contacting a
neighbor—a neighbor highly skilled in the art of
finding the right financing for you. And Dave works
directly with our local executive committee to
provide a quick and sensitive response to your
request. Experience the difference of applying for a
loan right here at home.
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